Legally Improve Your Credit And Enrich Your Life

The material you are about to read in this report can help you LEGALLY IMPROVE YOUR CREDIT
AND ENRICH YOUR LIFE. It can also prevent you from being a victim of potentially unethical or
dishonest creditors that are trying to prey upon your unfortunate circumstances.
"LEGALLY IMPROVE YOUR CREDIT AND ENRICH YOUR LIFE!" IS POWERFUL. On the following
pages, I will put a lifetime of research to work for you. I will also share with you the
"Confidential Information" that the nation's leading creditors have attempted to keep to
themselves.
By reading this report, it will put you in a much better position to take control of your credit
future because you will be better prepared. You will know the right questions to ask and who to
ask them to.
I encourage and look forward to your feedback regarding this report. Please feel free to call me,
write me or email me with your comments or questions at the address or number listed at the
end of this publication. So if you are ready to regain control of your credit life... read on!

I talk to a lot of people with credit issues they never knew they had. Maybe you didn't get that
bill the hospital sent or maybe you just forgot. So the first thing you need to do is find out what
is on your credit report. And the government has finally made something easy for you: they
REQUIRE all three credit reporting agencies to provide a free copy once per year.
The three credit reporting agencies are Equifax, Experian and TransUnion. If you have access to
the internet, go to AnnualCreditReport.com and get your free copy. If you don't have access to
the internet, you can call and get a copy at 877-322-8228.
Once you get your report, look it over carefully. Are there records of past due payments you can
show you made on time? Are there accounts still listed that have been closed? Worse, is
someone else's account or address listed under your name? One reason to check your report is
to see if identity thieves have been opening accounts in your name. If you find any mistakes,
write to the reporting agency and ask to have the information corrected. You should get a
response within a few weeks; if not, give them a call.
OK, so now you know what your report says about you. Unfortunately, while the law gives you
free access to your credit reports, you'll have to pay to get your FICO score. Some lenders will
provide your score when you apply for a loan. But if you want to know beforehand, you have to
go to MyFico.com and pay $15.95 (You can sign up for a free 30-day trial).

HOT TIP!

You'll see a number of other pitches out there for "free" reports, but BEWARE!
When you get to the fine print, you have to supply a credit card, sign up for a
"credit monitoring" service and then cancel after they've charged your account.